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Northwind Manufacturing, Inc.

Financial health · May 2026

67/ 100

DFair

Overall health is Fair — grade D at 67/100. Unlock the full scorecard to see the ratio breakdown, trends, and a guided interpretation.

Northwind Manufacturing, Inc.

Financial health · May 2026

67/ 100

DFair

2 metrics deteriorating

Cash ratio, Working capital

Liquidity

30% of overall score

Profitability

30% of overall score

Efficiency

20% of overall score

Leverage

20% of overall score

Liquidity

Current ratio

2.03

-0.8% · stable

Quick ratio

1.25

-1.0% · deteriorating

Cash ratio

0.20

-2.3% · deteriorating

Working capital

$7,100,000

-2.7% · deteriorating

Profitability

Gross margin

42.0%

0.0% · stable

Operating margin

16.9%

+0.0% · stable

Net margin

8.6%

+0.0% · stable

Return on assets

7.0%

+0.6% · stable

Efficiency

Days sales outstanding

54 days

-2.5% · improving

Days payable outstanding

46 days

-3.0% · stable

Inventory days

81 days

-1.9% · improving

Cash conversion cycle

88 days

-1.7% · improving

Asset turnover

0.82x

+0.6% · stable

Leverage

Debt-to-equity

2.84

+1.4% · deteriorating

Debt-to-assets

0.74

+0.4% · stable

Interest coverage

3.09x

+0.0% · stable

Guided interpretation

For May 2026, overall financial health is fair at 67/100 (grade D). Profitability is the strongest category (81/100), while leverage is the weakest (43/100).

Strengths

•Current ratio is healthy at 2.03 (score 95/100).
•Days payable outstanding is healthy at 46 days (score 94/100).
•Operating margin is healthy at 16.9% (score 92/100).
•Gross margin is healthy at 42.0% (score 90/100).

Weaknesses

•Debt-to-equity is weak at 2.84 (score 30/100).
•Cash ratio is weak at 0.20 (score 35/100) and deteriorating.
•Debt-to-assets is weak at 0.74 (score 39/100).
•Cash conversion cycle is weak at 88 days (score 41/100).

Worth your attention

Debt-to-equity — Scored 30/100 at 2.84, trending worse versus the prior period.

Cash ratio — Scored 35/100 at 0.20, trending worse versus the prior period.

Debt-to-assets — Scored 39/100 at 0.74.

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